small businesses
healthinsuranceoptions

Part 1: Insurance Basics

How Insurance Works


You already know that employees value health insurance as an important benefit, but you may not know that a small business can provide that benefit to employees at a reasonable cost. This site is for small business owners or people thinking of starting a small business. It has practical information and useful charts that simplify the many options available to small companies. The site answers common questions in plain language to help you make the decision that’s right for your small business.

Virginia defines a small business as two to 50 employees

The features of health insurance plans vary greatly, which makes it likely that a plan exists to meet your company’s needs. This site tells you how to select from the many variations, including:

  • how much it costs the employer
  • how much it costs employees
  • how much choice is allowed when selecting a physician.

Health insurance for small businesses is primarily regulated by state governments. Health insurance laws vary by state. This site was written with Virginia laws in mind.

The general information in this site is relevant for self-employed individuals as well as small businesses.

 


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